A New Opening For Annuities

A New Opening For Annuities Straight from the IRS:: Under the new IRS guidance, a target date fund may include annuities allowing payments, beginning either immediately after retirement or at a later time, as part of its fixed income investments, … [Continue reading]

IRS, Treasury Support Annuities Use in 401(k) Plans

IRS, Treasury Support Annuities Use in 401(k) Plans Straight from the IRS: The new guidance or policy provides plan sponsors an additional option to make it easier for employees to consider using lifetime income.  Instead of having to devote all of … [Continue reading]

Treasury, IRS OK Deferred Income Annuities in 401(k)s

Treasury, IRS OK Deferred Income Annuities in 401(k)s Straight from the IRS:: Many employer-sponsored 401(k) plans offer so-called target date funds as a default investment for participants who do not affirmatively elect a different investment. … [Continue reading]

New IRS 401(k) ruling aims to boost retirement income

New IRS 401(k) ruling aims to boost retirement income Straight from the IRS: Designed to expand the use of income annuities in 401(k) plans, IRS new change makes clear that plan sponsors can include deferred income annuities in target date funds … [Continue reading]

Torrid Tech Explains Why New Gov’t Policy Is A Green Light For Advisors To Increase Annuity Options In Retirement Plans

Torrid Tech Explains Why New Gov’t Policy Is A Green Light For Advisors To Increase Annuity Options In Retirement Plans Torrid Technologies, a retirement planning software company, breaks down the government financial technobabble and explains to … [Continue reading]

Senior Citizens League wants more for COLA, three percent they demand

Senior Citizens League wants more for COLA, three percent they demand Last week the Senior Citizens League released an article demanding a higher COLA in response to the Social Security Administration’s announcement of a 1.7% increase in benefits … [Continue reading]

No need to spend 2015 COLA increase on health costs

No need to spend 2015 COLA increase on health costs Here's some great news for retirees on fixed budgets that are often stretched by medical expenses. Monthly premiums for Medicare Part B and the related deductible for 2015 will remain the same as … [Continue reading]

Wealth Through Health

Rising healthcare costs are a real concern for most Americans. A recent Merrill-Lynch study finds that 81% of retirees say that good health is the #1 ingredient to a happy retirement. Find the details of this study as reported by Daniel Solin … [Continue reading]

Using your $20-a-month COLA increase to make a difference

The reaction by a lot of retirees last week to the news that their Social Security checks will rise next year by an average of $20 per month amounted to “Thanks for nothing.” The question is whether they can turn that nothing into something. Read … [Continue reading]

Torrid Technologies Top Retirement Planning FYI for Generation Millennial

Torrid Technologies Top Retirement Planning FYI for GenerationMillennial                 Torrid Technologies, a retirement planning Software Company, provides alternative millennial generation retirement planning approach; countering popular … [Continue reading]

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