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Wealth Through Health

November 1, 2014 by Leave a Comment

Rising healthcare costs are a real concern for most Americans. A recent Merrill-Lynch study finds that 81% of retirees say that good health is the #1 ingredient to a happy retirement.

Find the details of this study as reported by Daniel Solin at http://www.dailyfinance.com/2014/09/17/health-vs-wealth-retirement-planning/#!slide=2726183

RetirementView software can help you plan for any unusual medical costs or elder care you may need in your retirement years. Download a free demo copy at www.torrid-tech.com.

Filed Under: Basic Retirement Planning, Retirement News, Torrid Tech Talk Tagged With: , , , ,

Retirement Spotlight

October 27, 2014 by Leave a Comment

When looking for a place to retire, we all have our wishes and dreams. Many seek the sunny, warm climates while some want to move to that mountain home they’ve always wanted. Others want to move closer to family no matter where that may be.

Forbes recently published their list of  the 25 Best Places To Retire. So if you’re in the market for a new place to hang your hat, take a look at a few of the places they suggest and why.

Brevard, NC:

Brevard’s highlights include  its beautiful scenery and low cost of living. With the average home costing under $200,000 and a nice range of seasonal weather, this town makes a nice option for retirement.

Ogden, UT:

A good economy combined with a very low cost of living and low housing prices make Ogden an attractive city for retirement. Its low crime rate is an added bonus as is its high rate of volunteerism.

Austin, TX:

Austin has become well known, as of late, for being a fun town with lots of local art, music and eateries. Add it’s warm weather, and good economy and you’ve got a great place to live! It’s only down side would be its slightly higher than average housing costs but that might be easily outweighed by it’s cultural vibe.

Port St. Lucie, FL:

Want a warm, sunny, beach to spend your retirement years? You might look at Port St. Lucie for its low cost of living and low average home prices. A low crime rate is a bonus to this costal town. Your family and friends are sure to visit! Is that a plus or minus?

See the full article at forbes.com

 

Where would you like to retire? We want to hear what you think.

 

 

Filed Under: Basic Retirement Planning, Personal Travel and Holidays, Retirement News, Torrid Tech Talk

Are you a Financial Advisor? Do you blog about investing? Why you must STOP!

October 13, 2014 by Leave a Comment

Why You Should Stop Blogging About Investing

Blogs are an excellent tool to connect directly to your clients. But don’t write about investing; it’s monotonous and BORING to say the least!!

Here, Megan Elliot tells you WHY and provides you with other options.

We’d love to hear from you. Tell us what you think about Megan’s stop-blogging-about-investment points…

Leave your comments!

http://www.advisorperspectives.com/newsletters14/39-stopblogging.php

Filed Under: Advanced Retirement Planning, Basic Retirement Planning, Financial Advisors, Retirement News, Torrid Tech Talk Tagged With: , ,

I Got a Phone Call…

September 16, 2014 by Leave a Comment
I got another phone call from an advisor recently…
It’s typical.  Not sure you want all the gory details.
He called and said he had heard about our software and was thinking about getting it.  I asked him “What are you using now?”
He said he was using a tool called (BLEEPED)  (I don’t want them to try to sue us)…. and that he was just SICK of using it.
“Oh, why?”  I coyly asked having heard this same story 100 times before.
“It’s just too complicated”, he responded.  He then went on to tell me how it takes forever (i.e. 2 or 3 hours) to punch in all the data it wants.  After all that, he would print an 85 page report.  85 pages!
Can you imagine your angst when your ink cartridge runs out midway through the printing and you don’t have a spare?  Not to mention the cabinet space required to “keep a copy” for your compliance people…. Egads.
He then met with the prospect.  At some point he gave the prospect the “big report”.  He said the prospect actually said to him “What’s this?”  The advisor thought that the client would be impressed.  He wasn’t.
They proceeded to try to “go through” the big report… try to explain it… try to make sense of it… try to get the client interested… try to get the client to show any emotion and … most importantly… try to get that “eyes glazed over” look off his face.
It didn’t work.
Let me repeat that.
It didn’t work.
The big long fact finder followed by the multi-hour headache inducing data punching and the printing of the massive report… DID NOT WORK to convince the prospect to become a client. All that work down the drain… all that work for nothing.
“I’ll think about it”, the prospect said.
You bet he will.  He will think about how you wasted his time.  He will think about how he wishes he had never met you.  He will think about how he will NEVER do business with you.  You won’t be managing his money.  You won’t be selling him any annuities.
In fact, he may never talk to you again.
The saddest part of this phone conversation… is that it ALL COULD HAVE BEEN AVOIDED!
“How?”, you ask.  By using something MUCH SIMPLER.  By using something that TAKES LESS TIME.  By using something the prospect UNDERSTANDS.  By using something that the prospect leans into with curiosity to FIND OUT MORE.
Yep.  That’s what RetirementView does.  Gets them leaning in.  Gets them wanting you to help them.  Gets them interested in hearing more.  Gets them wanting you to fix their shortfalls…. Gets them wanting to buy annuities… Gets them wanting you to manage their money and save them from their inevitable painful “ran out of money” retirement situation….
Hopefully you can see now why so many financial advisors are mega successful using RetirementView... because it really is helpful and the clients really do pay attention and learn from it.
If you want to walk through the gates into the LAND of KEEP IT SIMPLE and to the VALLEY flowing with milk and honey, then it’s time for you to get on board… this is not some mystical magic wand, but I must say it is awfully close.
Click Here to Finally Get Going (if you haven’t already)

Hope this is helpful and… HAPPY PLANNING!

Filed Under: Basic Retirement Planning, Torrid Tech Talk

Panic in Atlanta over…what?

February 11, 2014 by 9 Comments

Panic in Atlanta over…Impending ICE STORM

After the Snowjam a couple of weeks ago that left the city gridlocked, fear has risen to panic levels as stores have been cleaned out of bread, milk, eggs, flashlights, generators and more.

My visit to Publix last night shows you some of the scene…

No eggs left at all

No eggs left at all

Milk is almost gone...

Milk is almost gone…

Now the schools in their infinite wisdom have closed for today. The governor has declared a state of emergency in 45 counties. To be fair the north Georgia counties already have snow and ice, which makes it treacherous in the mountainous areas. Here in Atlanta, this is a picture of the roads near our office:

2014-02-11 08.54.38-small

No snow or ice YET but schools closed

 

When you northerners are finished laughing after seeing that picture… please send me a new carburetor for my Generac generator. When the real ice hits on Wed and Thursday it is supposed to leave a half inch of ice on everything. When ice hits down south it covers the trees and they snap in half and fall on the power lines… knocking out power of course. So when it’s in the 30s and you have no heat… it’s not fun.

So we are braced for “icemaggedon” here in Atlanta. How’s the weather in your area? Someone from Miami or San Diego please post some warm climate pics or at least some encouraging words for all of us facing “Icemaggedon”.

Filed Under: Personal Travel and Holidays, Torrid Tech Talk

End of Year Retirement Planning

December 6, 2013 by Leave a Comment

The end of the year is coming up.  What are you doing to plan for it?

What are you doing for any end of year retirement, investment planning, or tax planning?

If you are a financial advisor, please post your suggestions and ideas for others to read.

Thanks and hope you have a GREAT holidays!

Christmas Presents Under the Christmas Tree

Christmas Presents Under the Christmas Tree

Filed Under: Personal Travel and Holidays, Retirement News, Torrid Tech Talk

Retirement Software Company donates 25% from all July 4th sales of RetirementView software directly to the Wounded Warrior Project® (WWP)

August 9, 2013 by 1 Comment

Retirement Software Company donates 25% from all July 4th sales of RetirementView software directly to the Wounded Warrior Project® (WWP)

(Newswire.net — August 1, 2013) Marietta, GA — Torrid Technologies, Inc. proudly announced it’s confirmed contribution to the Wounded Warrior Project® (WWP). The donation made is 25% of all Torrid Technologies software sales from both the Memorial Day and Independence Day weekends. The final donation was sent on July 16th directly to Wounded Warriors. The decision to donate such a substantial percentage of sales was made by Torrid Technologies’ interim CEO, Tim Turner. After an overwhelming response from the Torrid Technologies customer base, in support of the initial Memorial Day weekend donation effort, Turner made a determination to extend the effort to the Independence Day weekend as well.
The Fourth of July, or Independence Day, is a federal holiday that celebrates the adoption of the Declaration of Independence on July 4, 1776. Memorial Day, the American holiday observed on the last Monday of May, honors men and women who died while serving in the U.S. military. Many cities and towns hold parades on Memorial Day in honor of military heroes, as well as current military personnel and members of veterans’ organizations. “There was such an amazing response from our community for the Memorial Day Wounded Warrior Project donation drive. It only made sense to do it again during Independence Day.” says Tim Turner, one of the founders of Torrid Technologies. “We wanted to do something real to help those that have served our great country, but have been wounded from that service. Our company is proud to honor our injured service members by giving a portion of our sales over both weekends to the Wounded Warrior Project.”
In honor of our veterans and military personnel, Torrid Technologies decided not to just have another Memorial Day or Independence Day sale, but decided to find a way to truly help some of our veterans that are still living. This lead to Torrid Tech’s decision to donate 25% of its Memorial Day and Independence Day weekends’ software sales to the Wounded Warrior Project®. The Wounded Warrior Project website outlines its vision “To foster the most successful, well-adjusted generation of wounded service members in our nation’s history”, a vision fully supported by the Torrid Technologies company.
“Although we aren’t selling the traditional Memorial or Independence Day items, we still feel the need to do our part, Even though we are a software company, we want to do what we can to help our wounded warriors on Memorial Day and Independence Day,” he adds.

The Wounded Warrior Project’s stated purpose is to raise awareness and enlist the public’s aid for the needs of injured service members, to help injured service members aid and assist each other, and to provide unique, direct programs and services to meet the needs of injured service members. Some of the programs it offers to serve warriors and their families include a “Combat Stress Recovery Program”, job training and transition, as well as family support services.
Although Torrid Tech’s RetirementView software is not military specific, it can be used by anyone to plan their retirement savings and to determine when you will run out of money in retirement. Since 1993 Torrid Technologies has offered their software to the public to help people plan for their retirement. The latest version of the software, RetirementView 2013, is available for consumers and professional financial advisors. It’s billed as a “Quick, Simple, and Visual” retirement income planning tool that anyone can use to create a basic retirement plan, even those that are not that good with a computer.About Torrid Technologies:
Torrid Technologies was founded in 1993 and provides easy-to-use financial planning software to consumers, financial advisors, and financial companies including Pacific Life, JANUS, MassMutual, Sentry Insurance, and AXA. You can contact Torrid at:
Torrid Technologies Inc.
For More Information on RetirementView software, please visit:
http://www.torrid-tech.com
Address: 1860 Sandy Plains Rd., Suite 204-129, Marietta, GA 30066
Tel: (888) 333.5095
For More Information on the Wounded Warrior Project®, please visit: www.woundedwarriorproject.org

Press Contact:
Miji Pearse
Phone: (888) 333-5095 x47
###

Filed Under: Press Releases, Torrid Tech Talk Tagged With:

Welcome to our Retirement Community

March 22, 2013 by Leave a Comment

Welcome to our Retirement Community!

Torrid Technologies is starting this blog community to provide a place for our customers and the general public to discuss issues related to retirement and investing.

Some of the topics we want people to discuss in this community include:

  • 401(k) Plans (sometimes abbreviated 401k Plans)
  • 72(t) plans filed with the IRS
  • Annuity
  • Annuities
  • Fiduciary Responsibilities
  • Field Marketing Organizations (FMOs or MOs)
  • Fixed Index Annuities
  • Investing for Retirement
  • Life Insurance
  • News related to retirement
  • Pensions and Defined Benefit Plans
  • Registered Investment Advisors (RIAs)
  • Required Minimum Distributions (RMDs)
  • Retirement news
  • Retirement living
  • Retirement Portfolios
  • Retirement Planning
  • Retirement Software
  • Reverse Mortgages
  • Social Security
  • Term Life Insurance
  • Universal Life Insurance
  • Variable Annuities
  • Whole Life Insurance
Filed Under: Torrid Tech Talk Tagged With: , , , , , , , , , , , , , , , , , , , , , , , , , , , ,
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