- - - REVISION HISTORY- - -
Thank you for your interest in our software. Retirement Planner 2000 is the easiest to use financial Retirement Planning software available.

Version 2000.3 released 2/3/2000

• added standard Windows keyboard shortcuts to all menu items
  
• added default "Enter" activation for all command buttons (i.e. OK buttons)
  
• added default OK button on splash screen so user can pass it more quickly if desired; otherwise timer will remove screen automatically after a few seconds
  
• added ability to save asset list information to a file; this is useful for the Pro version users and site licenses who want to pre-configure the software with the actual fund names available in their retirement plan
  
• added Torrid logo and updated information to the About screen
  
• updated contacts info to new sales and support email addresses
  
• added program limitations, FAQ, and revision history to the help file

Version 2000.1 and 2000.2 released 1/2000
Social Security Estimate Data Updates: All of the underlying data and calculations have been updated to the latest available data and Social Security laws.

• Cost of Living Adjustment increased to the latest data of 2.4%
  
• The Maximum Creditable Earnings were increased to $76,200
  
• The Bend Point 1 used in calculating the Primary Insurance Amount (PIA) is now $531 (was $505).
  
• The Bend Point 2 used in calculating the Primary Insurance Amount (PIA) is now $3,202 (was $3,043)
  
• The Year 2000 National Average Wage Index is estimated using a conservative 3% above the latest year of actual data 1998 $28,861 which yields 1999 index of $29727.28 and 2000 index of $30619.10
  
• The software was updated to use the current year 2000 Federal Income Tax Tables.
  
• All of the titles, help files, copyrights, and setup program have been updated to the new look and the new year.
  
• The new setup/installation program is designed to be more user friendly, fewer screens and fewer problems during the installation process. The End User License Agreement (EULA) is now presented in a clearer manner.
  
• Increased the allowed contribution percentage for Tax Deferred savings contributions to 50% and dollars to $50,000 because some users claimed their profit sharing, voluntary savings, retirement plan and others all combined exceeded the prior threshold of 25%.
  
• Fixed inconsistencies on the main screen on the interface border sizes, styles and alignment of the 3 main panels
  
• Fixed the alignment of text input boxes problem that showed up on Windows 98 and above.
  
• Eliminated SoftLock registration method via "e-mail" since its no longer offered.
  
• Using new SoftLock registration utility with their new contact information in Maynard, MA.
  
• Fixed bug where Pension amount in first year of retirement was being incorrectly added into the Total Investments balance

Version 3.991

• added new SoftLock registration utility which adds even easier registration via e-mail, web, 1-800 phone. Now accepts credit cards with expiration dates greater than the year 2000. Prior version, due to an oversight, did not accept credit card expiration dates Year 2000 and above.
  
• the passwords purchased are now more user friendly in that the new systems will allow you to recover your software or move it to a new computer without having to request a new password.
  
• updated the Social Security calculations to the new 1999 numbers for latest accuracy with respect to Maximum Benefit, Average Indexed Monthly Earnings, National Avg. Earnings, 2 bendpoints, and the Cost of Living Adjustment (COLA)
  
• also, reduced several of the inflation factors involved in the social security calc from 5% to 3% to provide a better estimate. The older estimates may have been a bit high. The factors reduced to 3% for the estimate include national average earnings inflation factor, salary projection into the past to age 22, and the Primary Insurance Amount inflation factor
  
• updated and enhanced the HELP file

Version 3.985

• updated SoftLock registration utility to work on Windows NT
  
• fixed a bug that calculated the incorrect interest income in the first year of retirement.

Version 3.984 and earlier enhancements:

• updated Social Security calcs for 1998.
  
• vastly improved and re-organized Help file!!!
  
• added 20% to Tax Bracket input for new 1998 Long Term Capital Gain rate for Taxable Investments.
  
• updated Settings menu options to say "Percentage of Salary" rather than the less specific "Percent of Income".
  
• changed Pension calculation to NOT automatically apply any inflation in post-retirement; you do have the option of inflating the pension during the pre-retirement period
  
• in Pro '98 version, changed Make Setup Disk to have fewer option which makes the feature far less confusing to the user.
  
• in retirement, retirement income goal amounts are now paid out before interest accrues for that year
  
• Annual Return maximum has been raised from 25% to 35%.

Prior enhancements already added:

• print graphs
  
• more ways to register
  
• can enter company match and contributions using raw dollar amounts or by percentage of salary
  
• SOCIAL SECURITY estimate
  
• asset allocation model
  
• better printing and reporting
  
• spreadsheet and graphical analysis of your 401(k) balance growth and retirement income
  
• set a retirement income goal in today's dollars and $401K Planner will show you clearly in a graph whether your current savings strategy will meet that goal.
  
• new and improved interface

Please see our Special Offer for pricing of Upgrades and New Users.

ORDER RETIREMENT PLANNER 2000 UPGRADE

Call 1-800-225-4821 ext. 805 OR Click here to Order On-Line OR Download Free Demo

PC Sales, Development & Support
2900 Delk Road
Suite 700-38
Marietta, GA 30067
Ph: 770-579-6224

support@torrid-tech.com
sales@torrid-tech.com

 

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